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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:

Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. Who normally receives dividends in a stock insurance company?

A) Shareholders
B) Beneficiaries
C) Producers
D) Only members of the board of directors

2. Which one of the following statements about participating life insurance is true?

A) Policyowners are assessed monthly for losses.
B) Policyowners may be entitled to receive dividends.
C) The insured must be the policyowner.
D) The insurer must be a stock company.

3. Advertisements in general shall be:

A) Clear only by implication
B) Approved by the Insurance Commissioner
C) Clear only by familiarity with insurance terminology
D) Truthful

4. Which of the following reinforces the rule that ambiguities in insurance contracts should be interpreted in favor of the policyholder?

A) Retrocession
B) Representation
C) Reasonable expectations
D) Retention

5. All of the following factors may affect premium determination in individual life insurance EXCEPT:

A) Race
B) Occupation
C) Age
D) Health

Solutions: