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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. The Maryland State Benchmark Plan applies to which of the following?

A) Medicare supplement plans sold outside the Exchange prior to January 1, 2014
B) Medicaid plans sold through the Exchange
C) Individual Health Benefit Plans sold through the Exchange
D) Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014

2. An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:

A) A skydiving exhibition
B) A nuclear power plant
C) A drug smuggling operation
D) A state-sponsored centennial celebration

3. Group health insurance contracts providing coverage for employees in more than one state are usually controlled by the laws of the state where:

A) The application is signed
B) The master contract is issued
C) The majority of employees reside
D) The producer resides

4. Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?

A) Skilled nursing facility care
B) Respite care
C) Home health care
D) Custodial facility care

5. Accident and health policies must cover physically or mentally handicapped dependent children:

A) Until they become self-sustaining
B) To age 19
C) For life
D) To age 25

Solutions: