Insurance Licensing PA-Life-Accident-and-Health dumps - in .pdf

PA-Life-Accident-and-Health pdf
  • Exam Code: PA-Life-Accident-and-Health
  • Exam Name: Pennsylvania Life, Accident and Health Exam
  • Q & A: 162 Questions and Answers
  • PDF Price: $59.99

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  • Exam Code: PA-Life-Accident-and-Health
  • Exam Name: Pennsylvania Life, Accident and Health Exam
  • Q & A: 162 Questions and Answers
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  • Exam Code: PA-Life-Accident-and-Health
  • Exam Name: Pennsylvania Life, Accident and Health Exam
  • Q & A: 162 Questions and Answers
  • Software Price: $59.99
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About Insurance Licensing Pennsylvania Life, Accident and Health : PA-Life-Accident-and-Health Exam Braindumps

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Free Download PA-Life-Accident-and-Health exam braindumps

Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Life Insurance Basics8%- Personal uses of life insurance
- Premiums
- Differences in life insurance policies
- Business uses of life insurance
- Licensee responsibilities
- Individual underwriting by the insurer
- Determining amount of personal life insurance
- Factors in premium determination
- Insurable interest
Health Insurance Basics- Health insurance concepts
- Disability income insurance
- Social insurance
- Medical expense insurance
- Policy provisions and riders
Annuities- Annuity products
- Annuity taxation
- Annuity principles and concepts
Insurance Regulation8%- State regulation
- Licensing
- Federal regulation
Specialized Health Insurance for Qualified Individuals- HIPAA
- Medicare
- Long-term care insurance
- Medicaid
Life Insurance Policies11%- Group life insurance
- Term life insurance
- Specialized policies
- Flexible premium policies
- Whole life insurance
Pennsylvania Statutes, Rules and Regulations Common to Life, Accident and Health30%- Licensing requirements
- Unfair trade practices
- Penalties and offenses
- Pennsylvania Insurance Department
- Agent conduct and trade practices
General Insurance6%- Concepts
- Agents and general rules of agency
- Insurers
- Contracts
Group Health Insurance- Group health insurance plans
- Group health insurance concepts
- Group health insurance provisions
Individual Health Insurance Policy General Provisions- Optional provisions
- Uniform required provisions
- Other provisions

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. All of the following factors are used in determining premiums EXCEPT

A) expense.
B) interest
C) mortality.
D) liquidity.


2. For licensing purposes, the producer's principal place of business or residence in any slate determines the producer's

A) license renewal date.
B) territory.
C) home state.
D) insurance transaction site.


3. The commissioner may refuse to issue a license if the applicant

A) is 20-years of age.
B) Is not a resident of Pennsylvania.
C) has allowed an insurance license to lapse.
D) provided incorrect information on licensing application


4. A Key Person Disability Income Policy pays benefits to the

A) spouse.
B) dependent.
C) employee.
D) employer.


5. In Pennsylvania, insureds entitled to convert their group insurance to individual coverage must receive notice of their right to convert at least how many days prior to the expiration of those rights?

A) 5
B) 20
C) 15
D) 10


Solutions:

Question # 1
Answer: D
Question # 2
Answer: C
Question # 3
Answer: D
Question # 4
Answer: D
Question # 5
Answer: B

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