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Insurance Licensing PA-Life-Accident-and-Health Value Pack
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- Exam Code: PA-Life-Accident-and-Health
- Exam Name: Pennsylvania Life, Accident and Health Exam
- Updated: Oct 11, 2026
- Q & A: 162 Questions and Answers
- PDF Version + PC Test Engine + Online Test Engine
- Value Pack Total: $119.98 $79.99
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Insurance Licensing PA-Life-Accident-and-Health dumps - Testing Engine
- Exam Code: PA-Life-Accident-and-Health
- Exam Name: Pennsylvania Life, Accident and Health Exam
- Updated: Oct 11, 2026
- Q & A: 162 Questions and Answers
- Software Price: $59.99
- Testing Engine
About Insurance Licensing PA-Life-Accident-and-Health Instant Exam Download
In 2026, questions during purchase or preparation should never slow you down, so support availability is part of the product. ITExamDownload pairs 162 verified practice questions for the Insurance Licensing Pennsylvania Life, Accident and Health exam with customer service you can reach online or by email whenever something comes up.
Insurance Licensing PA-Life-Accident-and-Health Exam Overview:
| Certification Vendor: | Pennsylvania Insurance Department (exam administered by PSI Services LLC) |
|---|---|
| Exam Name: | Pennsylvania Insurance Producer Examination: Life, Accident & Health |
| Exam Number: | PA-Life-Accident-and-Health |
| Exam Duration: | 150 minutes |
| Exam Format: | Multiple Choice |
| Related Certifications: | Pennsylvania Accident & Health Insurance Producer License Pennsylvania Health Insurance Producer License Pennsylvania Life Insurance Producer License |
| Passing Score: | 70% (scaled score) |
| Exam Price: | $49–$55 USD (varies by testing provider fees) |
| Available Languages: | English |
| Certificate Validity Period: | 2 years |
| Real Exam Qty: | 150 |
| Recommended Training: | Kaplan Financial Education - Insurance Licensing Prep ExamFX Insurance Prelicensing Courses |
| Exam Registration: | Pennsylvania Insurance Department Licensing PSI Exams - Pennsylvania Insurance Licensing |
| Sample Questions: |  |
| Exam Way: | Computer-based exam delivered at PSI testing centers (and/or PSI-proctored options depending on availability) |
| Pre Condition: | Completion of Pennsylvania-approved pre-licensing education (typically 24 hours for Life & Health combined) may be required prior to exam eligibility. |
| Official Syllabus URL: | https://www.insurance.pa.gov/ |
Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Pennsylvania Insurance Regulations & Ethics | - Ethical standards and fiduciary duties - Unfair trade practices and compliance - State licensing laws and regulations |
| General Insurance Concepts | - Policy structure and contract basics - Insurance principles and risk management |
| Accident and Health Insurance | - Long-term care insurance basics - Disability and medical expense coverage - Health insurance concepts and plans |
| Life Insurance | - Policy provisions, riders, and options - Beneficiaries and settlements - Life insurance policies and types |
PA-Life-Accident-and-Health Exam FAQs
The Insurance Licensing Pennsylvania Life, Accident and Health exam requires a score of 70% (scaled score) to pass, and the official registration fee is $49–$55 USD (varies by testing provider fees). Planning around both numbers helps you set a realistic budget and study schedule.
We believe useful study material should be accessible to every candidate, whatever their budget. That is why our prices are kept reasonable, why a free demo is open to everyone, and why discounts run from time to time — quality preparation should never be a privilege reserved for the few.
This package includes 162 practice questions for the Insurance Licensing Pennsylvania Life, Accident and Health exam. Every answer is verified by an experienced team of experts, so you can trust what you study.
You can contact our customer service online or describe your problem by email, and you will receive a reply with a solution as quickly as possible. Whether your question is about purchasing, downloading, or using the material, our staff treats your time as a priority and works the issue through with you until it is resolved.
You can register for the Insurance Licensing Pennsylvania Life, Accident and Health exam through the official channels:
Many candidates combine practice questions with official training. Recommended options include:
The Insurance Licensing Pennsylvania Life, Accident and Health exam contains 150 questions, and you will have 150 minutes minutes to complete them. Practicing under the same time pressure makes the real exam feel like a rehearsal.
The Insurance Licensing Pennsylvania Life, Accident and Health exam is scored on a scale where 70% (scaled score) is required to pass, and the official exam fee is $49–$55 USD (varies by testing provider fees).
Completion of Pennsylvania-approved pre-licensing education (typically 24 hours for Life & Health combined) may be required prior to exam eligibility.
You can confirm the current eligibility requirements on the official PA-Life-Accident-and-Health exam page before you register.
The Insurance Licensing Pennsylvania Life, Accident and Health practice questions are organized around the official exam objectives. Key topics include:
- General Insurance Concepts ()
- Life Insurance ()
- Pennsylvania Insurance Regulations & Ethics ()
Targeted practice against these topics is far more efficient than unfocused reading.
Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:
Question #1
In Pennsylvania, when issuing a Medicare Supplement Policy, which form must be delivered to the applicant?
- A. Outline of Coverage
- B. Company Brochure
- C. Policy Summary
- D. Statement of Good Health
Correct Answer: A 🗳️
Explanation: Only visible for ITExamDownload members. You can sign-up / login (it's free).
Question #2
What provision allows the insured a period of time in which to review a newly-issued insurance policy and. if dissatisfied for any reason, return it for a full refund of the premium?
- A. right to examine
- B. grace period
- C. probationary period
- D. elimination period
Correct Answer: A 🗳️
Explanation: Only visible for ITExamDownload members. You can sign-up / login (it's free).
Question #3
For licensing purposes, the producer's principal place of business or residence in any slate determines the producer's
- A. license renewal date.
- B. territory.
- C. home state.
- D. insurance transaction site.
Correct Answer: C 🗳️
Explanation: Only visible for ITExamDownload members. You can sign-up / login (it's free).
Question #4
The proposed insured's statements on a life insurance application are considered to be
- A. representations.
- B. misrepresentations.
- C. warranties.
- D. absolute statements.
Correct Answer: A 🗳️
Explanation: Only visible for ITExamDownload members. You can sign-up / login (it's free).
Question #5
Which of the following is a branch of dentistry dealing with the replacement of missing parts?
- A. Orthodontics
- B. Prosthodontics
- C. Endodontics
- D. Periodontics
Correct Answer: B 🗳️
Explanation: Only visible for ITExamDownload members. You can sign-up / login (it's free).
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